last night when I was watching television, I saw a commercial that interested me. It was a plea to consumers to buy at least one thing from a small business this holiday. With just 30 seconds of play time, the commercial couldn’t describe the struggles small businesses are going through, but obviously things could be better.

When the recession hit, businesses everywhere started shutting their doors. But it’s not just the recession that business owners need to worry about. Anything and everything can happen to a small business. Which is why we offer business insurance.

Many service businesses have already invested in business insurance. You see their workers driving around in trucks with this message painted on the side, “Licensed, bonded, and insured”. But what happens to other businesses when a natural disaster hits, they face a lawsuit, or an employee gets injured?

For companies just starting out, business insurance may be way down on the list of “things we’d like to invest in.” However, tragedy is not going to wait for you to make more money before it strikes. If you’re going to own a business, it’s worth it to protect that company.

If you don’t have business insurance, then it’s time you call our office. We look at all aspects of your business and then help you determine the best insurance package for you.

There are a million things you should be doing to keep your business risks low:

• Keep a physical address locked up and protected by a security system
• Get all “deals” in writing
• Carefully enter partnerships – if you do at all
• Sell more than you buy

But when it comes right down to it, business insurance is your best investment for long-term stability.

Call or email your insurance agent and let them know how they can help you and your business.