It’s not just a machine. Well, it is, but sometimes we get so attached to our cars that we forget they’re just machines. For many of us, they’re part of the family. (Which is why it’s so important to get the right auto insurance.)
Today, I was driving through town, thinking about my car and my car insurance renewal. (I have a great rate, by the way.) And it suddenly struck me…what does my car say about me? And how does that translate into my car insurance rate? I have a race car blue, 2007 Toyota Matrix whom I have named Bluebell.
Now, knowing myself the way I do, I would say my car identifies me as being slightly outlandish (the color), practical (it gets great mileage), simple (no upgrades to the car), and old-fashioned (other than the color there is nothing flashy). And, as I said, I get great rates on my car insurance.
So what if you drove a sports car? What would that say about you? Here’s my guess: you like excitement. You’re a little bit of a show-off. You move at a fast pace. And you’re always on the go. That being the case, you are much more likely to pay higher insurance premiums.
Okay, what about an SUV? Well, this one can go one of two ways. First, it could be a family car. Not wanting a van, the driver opted for something a little more stylish that could still accommodate lots of people. For that driver, I would say: busy, family-oriented, and very involved. Translation: you’re going to show up somewhere in the middle ground of insurance. You’re not a risk-taker but children can cause distractions.
For the other SUV driver, you like adventure. You chose a big car to accommodate you when camping, off-roading or taking those more treacherous trails. But, as there is no way to differentiate you from the family man, you’re going to end up in the insurance middle road as well.
Finally, for those of you driving older, used cars (no matter what make and model), our analysis of you is that you’re practical, responsible, and easy-going. Slightly older cars usually get better insurance rates as they don’t cost as much to replace if your car should get totaled.
So, do we have it right? Is your car saying what I think it is? If not, use the comment space below and tell us about your car and whether or not it adequately represents you. And, when you are looking for car insurance, be sure to contact Arizona National Insurance.