What You Need to Know About Your Insurance Score

Did you know insurance companies don’t just come up with arbitrary numbers for your premiums? Nor do they offer everyone the same policy. Nope. Much like financial lenders, insurance companies assess your risk (as a client) based on your insurance score.

Never heard of insurance scores? You’re not alone. You see, most people know that when they get a ticket or have an accident, their insurance rates are liable to go up. Did you know that those incidents will affect your insurance score as well?

So what is an insurance score? Scores are likely affected by a few key factors including:

-Accidents

-Age

-Existing credit issues

-Number of insurance score inquiries

We do everything we can to help you get the best possible car insurance rates, but you can assist in the process. How? Well, you can make sure your credit rates remain high. Good credit is an indicator to both lenders and insurers alike that you are someone they should be willing to take a chance on.

Getting a car and getting insurance is not just a simple two step process. There is a lot more involved than just asking for insurance and getting it. If you’re looking to save money and get great policies, then you need to be paying attention to everything from financial credit scores to your driving habits.

If you’re looking for new insurance, or just want to check and make sure you have the best policies at the best prices, be sure to give us a call.

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